When you don't have it- you hate it. When you do.... well... I'll let you know.
Everyone struggles with money. At least everyone I've ever met. There are a few people who are wise with their monies and it *seems* to come naturally. Then again, I'm not in that head of theirs and don't know if it really is as easy as it seems.
We have debt.
We won't. Some day. Hopefully before we're dead :)
I got Dave Ramsey's Total Money Makeover Book in the mail today. Thought I'd share with you some of the stuff I underlined. (Quotes from Dave Ramsey unless otherwise noted.)
Aristotle--"To avoid criticism say nothing, do nothing, and be nothing."
"Don't take financial advise from broke people." ((My own thoughts on this: there are those I know and love and trust that are working on getting OUT of debt.... thus I consider their advice helpful despite the fact that on paper they may still be "broke".))
Dave Ramsey's Pastor-- "A man with an experience is not at the mercy of a man with an opinion." ((Think about that one for a minute. I think it's right up there with "Be careful whose advice you buy, but be patient with those who supply it. Advice is a form of nostalgia. Dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it's worth." from Mary Schmich's "Wear Sunscreen"... but that's a post for another day.))
"Just because you see a turkey flying in a tornado doesn't mean turkeys can fly." ((I have seen many turkeys fly and am reluctant to get over it.))
"Overspending that doesn't feel like overspending because things are going well is still overspending." ((Ouch.))
"As lost as a ball in tall weeds!"
|(Totally had one of these banks as a kid. I loved it.)|
"I had too much debt, too little savings, and no sense of control over my life." ((THIS is precisely why I can identify with him. We're there.))
"I was tired of sitting down to "do the bills" and having a heaviness come over me." ((Amen. Perhaps because tomorrow is the first of the month and the first mass exodus of money for the month will take place.))
"IF YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE."
"You can repeat the motto to yourself as you pass up a purchase in order to hit your goals."
Mark and Kari Stolworthy--testimonial--"We pay cash for everything and we tell our money where to go." ((Right now the bills tell me where the money goes.))
So there you have it. First Chapter.
Last picture courtesy of life as mom.
Feeling daring? Share your favorite money advice.